Learn - The Smartwealth Digest

Learn Investing & Personal Finance

In this section you will find articles on the world of personal finances and investing to make the most out of your money.

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How to Budget for Your Investments

Including investing in your budget is one of the best things you can do to build your wealth over time. By allocating a set amount

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What Are Bull and Bear Markets?

Some people will go their whole lives without knowing what a bull or bear market is. These terms are used in the stock market to

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Passive vs Active Investing: Which is Right for You?

There is an age-old debate between taking on a passive, hands-off approach to investment management versus actively managing your portfolio. While passive investing requires a

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How Can You Grow Your Wealth with Dollar Cost Averaging?

They say “slow and steady wins the race”, and this applies to investing as well. Dollar-cost averaging is a great way to invest your money.

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How to Protect Yourself from Inflation

Inflation is one of those economic terms that is seemingly repeated ad nauseam by politicians, economists, academics, and anyone in the banking and investment community. It’s

<img width="300" height="187" src="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/40-300x187.png" class="attachment-medium size-medium wp-image-2648" alt="" decoding="async" srcset="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/40-300x187.png 300w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/40-1024x637.png 1024w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/40-768x478.png 768w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/40-1536x955.png 1536w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/40-2048x1274.png 2048w" sizes="(max-width: 300px) 100vw, 300px" />

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What Are the Financial Habits of Highly Successful People?

High income earners experience different money challenges than the average income earner. Some might say these challenges aren’t the worst problems to have. Even so,

<img width="300" height="187" src="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/39-300x187.png" class="attachment-medium size-medium wp-image-2649" alt="" decoding="async" srcset="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/39-300x187.png 300w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/39-1024x637.png 1024w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/39-768x478.png 768w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/39-1536x955.png 1536w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/08/39-2048x1274.png 2048w" sizes="(max-width: 300px) 100vw, 300px" />

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What Are the Different Asset Classes?

New investors are often inundated with information about different classes of assets. If you’re just getting into the finance world for the first time, asset

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Are You Holding Too Much of Your Money in Cash?

Whoever said “cash is king” obviously didn’t know about the diverse investment options available today. While an emergency fund is a smart financial management idea,

<img width="300" height="187" src="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/05/34-300x187.png" class="attachment-medium size-medium wp-image-2655" alt="" decoding="async" srcset="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/05/34-300x187.png 300w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/05/34-1024x637.png 1024w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/05/34-768x478.png 768w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/05/34-1536x955.png 1536w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/05/34-2048x1274.png 2048w" sizes="(max-width: 300px) 100vw, 300px" />

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A Practical Guide on How to Set Financial Goals

Finances are a major cause of stress in most households, especially learning how to manage your personal finances and plan for the future. One smart

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What is Diversification: An Example

You’ve probably heard, “The best thing you can do with your finances is to put your money to work.” You’ve probably also heard, “The best

<img width="300" height="187" src="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/04/32-300x187.png" class="attachment-medium size-medium wp-image-2659" alt="" decoding="async" srcset="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/04/32-300x187.png 300w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/04/32-1024x637.png 1024w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/04/32-768x478.png 768w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/04/32-1536x955.png 1536w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/04/32-2048x1274.png 2048w" sizes="(max-width: 300px) 100vw, 300px" />

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How and Why To Invest When Markets Are Down

Investing in a turbulent market can be stressful without the right investing knowledge and tools. The 2020 stock market crash has ended, and 2021 is

<img width="300" height="187" src="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/03/60-300x187.png" class="attachment-medium size-medium wp-image-2664" alt="" decoding="async" srcset="https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/03/60-300x187.png 300w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/03/60-1024x637.png 1024w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/03/60-768x478.png 768w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/03/60-1536x955.png 1536w, https://blog.nbkcapitalsmartwealth.com/wp-content/uploads/2021/03/60-2048x1274.png 2048w" sizes="(max-width: 300px) 100vw, 300px" />

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What are the Benefits of Long-term Investing?

While we’ve discussed the importance of long-term investing and the top tips and strategies, we wanted to dig a little deeper into this approach. There